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General Liability insurance provides coverage for the broader business outside of the operation of the vehicles including many circumstances that are associated with the insured’s business activities. It offers protection against claims arising out of the insured's liability for those injuries or damages that were caused to persons, property, and business operations by the insured party.

It does not provide coverage for the operation of motor vehicles, but it does cover “mobile equipment” (ie: forklifts, tractors, cranes, etc…)